Why We Do What We Do

23%

of U.S. students are proficient in financial literacy.

National Center for Education Statistics, 2023

15¢–20¢

held by Black & Hispanic families for every $1 of white family wealth.

Federal Reserve, 2023

4x

Financially insecure youth are 4x less likely to attend college.

Brookings/CFPB, 2022

The Financial Literacy Crisis

69%

of U.S. households have less than $1,000 in savings.

Savology

34%

of Americans have no savings at all.

Savology

41%

of U.S. adults carry credit card debt.

Moneywise

The Impact of Financial Education

+25%

Savings increase

-30%

Debt reduction

85%

Budgeting skills improvement

Sources: Internal pilot studies and comparable industry benchmarks (e.g., NFEC reports)

We believe expanding access to financial education and opportunity is fundamental to closing the racial wealth gap and building economic mobility for generations to come.